Invest/CryptocurrencyUpdated May 2026

Cryptocurrency

Buy Bitcoin and Ethereum safely, understand risks, avoid scams. Honest about volatility.

±50%+Annual volatility (typical)

$1Minimum to start

1–5%Recommended portfolio allocation

6Guides available

Buy Bitcoin and Ethereum safely, understand risks, avoid scams. Honest about volatility.

⚠️ Important Risk Warning

Cryptocurrency is highly volatile and speculative. You can lose your entire investment. Most financial advisors recommend limiting crypto to 1–5% of your total portfolio. Never invest money you cannot afford to lose completely.

All Cryptocurrency Guides

6 guides

How to Buy Bitcoin Safely

High volatility

Step-by-step guide to buying your first Bitcoin on regulated exchanges. Covers Coinbase, Kraken, and Gemini. Security best practices and common scams to avoid.

Min: $1

BitcoinCoinbaseKrakenSecurity

Crypto for Beginners

Educational

What cryptocurrency actually is, how blockchain works, and whether it belongs in your portfolio. Honest about both the potential and the risks.

Min: $0 (learn first)

Blockchain basicsPortfolio allocationRisk assessment

Staking Explained

Medium–High

Earn 3–12% APY by staking your crypto. How proof-of-stake works, which coins offer staking, and the risks involved (including slashing and lock-up periods).

Min: $10+

Ethereum stakingAPYProof of stakeValidators

Crypto Security Basics

Prevention guide

Protect your crypto from hacks, scams, and loss. Hardware wallets, 2FA, seed phrase storage, and the most common ways people lose their crypto.

Min: $60 (hardware wallet)

LedgerTrezorSeed phrases2FA

Ethereum & Smart Contracts

High volatility

Understanding Ethereum, DeFi, and smart contracts. What makes ETH different from Bitcoin and how the ecosystem creates investment opportunities.

Min: $1

EthereumDeFiSmart contractsLayer 2

Crypto Tax Guide

Compliance

How cryptocurrency is taxed in the US. Capital gains, reporting requirements, tax-loss harvesting, and tools to track your crypto taxes accurately.

Min: N/A

IRSCapital gainsTax reportingCoinTracker

Our Honest Take on Crypto

We're not crypto maximalists or crypto skeptics. Here's our data-driven perspective:

Bitcoin has been the best-performing asset of the last decade. It's also dropped 50–80% multiple times. If you can stomach that volatility and hold for 5+ years, historical data suggests positive returns. But past performance doesn't guarantee future results.

For most people: Get your financial foundation right first (emergency fund, debt paid off, index fund investing). Then, if you want crypto exposure, limit it to 1–5% of your portfolio in Bitcoin and/or Ethereum only.

What we don't recommend: Altcoins, meme coins, leveraged trading, or putting more than 5% of your net worth in crypto. The vast majority of altcoins go to zero.

Where to Start

New to crypto? Read the beginner guide first. Ready to buy? Follow our safety guide.

Start: Crypto for Beginners Ready: Buy Bitcoin Safely